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Etching Automobile History With the Lincoln Mark VII

Etching Automobile History With the Lincoln Mark VII

The Lincoln Mark VII is a vehicle that is from the Ford Motor Company’s Lincoln division of luxury cars and vehicles. Before it was known as the Lincoln Mark VII, this vehicle actually was called and named as the Lincoln Continental Mark VII. Since it holds the Lincoln brand, it has been crafted to be a luxury car and it has been designed to be a large car. In fact, it has been produced as a coupe with an installed rear wheel drive system.

The lifespan of the Lincoln Mark VII started in 1984. Production for this vehicle continued up until 1992. The vacant spot and the niche in automobile history that the Lincoln Mark VII left behind were filled come the following year when the Lincoln Mark VIII took that spot.

The platform that the Lincoln Mark VII is mounted and constructed on is actually the very same platform that has already been used in other vehicles from the Ford Motor Company. This includes the Ford Thunderbird, the Ford Mustang, and the Lincoln Continental. During the period that the Lincoln Mark VII was introduced and that same period when this vehicle still roamed the streets, it has been said that the Lincoln Mark VII held the most high technology features when it came to comfort and convenience. This was when the vehicle was compared to all the other vehicles out in the market that time. These high class features included power accessories like the power windows, power locks, and power seating. The vehicle also held leather seating, a keyless entry system installed, an onboard computer and message center, as well as digital instruments and gauges.

In automobile history, this vehicle has also etched its name for this was the very first vehicle from the United States that came with the electronic four channel anti lock brakes. This happened back in November 1984. It was good timing though for after six months, the Corvette came out with a vehicle that held the same feature.

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How To Get The Best Rates On Automobile Insurance In Maryland

How To Get The Best Rates On Automobile Insurance In Maryland

Everyone wants to get the best rate on automobile insurance in Maryland. And it’s no wonder since everyone who drives an automobile on any public road in Maryland is required by state law to carry liability insurance, uninsured motorist (UM) insurance as well as personal injury protection (PIP) insurance.

Failure to carry at least the minimum insurance required under Maryland state law carries severe penalties, including but not limited to the revocation of your car’s registration plus the confiscation of your car’s license plates. Additional penalties may be imposed by the courts.

Fortunately there are ways for you to keep the cost of your automobile insurance under control.

Start with your own driving habits. If you speed or drive when intoxicated or while under the influence of any illegal substances and you are caught you can expect your automobile insurance rates to go sky high and you will have no one to blame but yourself.

If you are under 25 years of age you can save money every month on your car insurance by staying in school and maintaining at least a “B” grade point average. “B” students are rewarded with a Good Student Discount on their automobile insurance.

Drivers who are 55 years and older may get some relief from high automobile insurance premiums by passing a driver’s refresher course. Check with your insurance agent to see if your insurance company has such a program. Many do.

If you only drive a few miles per week talk to your agent about a limited use discount. If you primarily use your vehicle only for shopping, doctor visits and similar local errands then you may be entitled to a considerable savings on your insurance.

If your vehicle is old or has little or no Kelly Blue Book value then you may be wise to cancel your collision and comprehensive coverage. Canceling these two coverages can save you considerably on your monthly premiums, although you need to be aware that if you should have a claim the cost for repairing your vehicle will come solely from your own pocket.

If it makes economic sense, increase your deductible. Your deductible is the amount of money that you will be responsible for any time you have a claim. The higher your deductible, the lower your monthly automobile insurance premiums will be.

Now that you have a good idea of the various factors which can contribute to a lower automobile insurance premium, it’s time for you to get online and start comparing different policies and prices at different insurance companies. Fortunately there are literally dozens of websites that make such comparisons a breeze.

If you truly want to get the best rates on automobile insurance in Maryland you really need to fill out the form on at least 2 and preferably 3 different comparison websites. In this way you can be more assured that you will be seeing the rates of all automobile insurance companies that are licensed in the state of Maryland.

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Car Finance through a car dealer

Car Finance through a car dealer

All of us require proper car finance at the time of purchasing a car. The procedure to buy a car from a car dealer would be simpler rather than walking directly into a company. Car dealers arrange for some useful services of automobiles loans and automobile insurance. Dealer financing is probably the best route for a low interest car loan as they deal in large volume. If you are not satisfied with the car finance provided by your dealer you can always opt for automobile refinancing.

The following information will help you understand the importance of Automobile Loans, Automobile refinancing, and Automobile Insurance. All three factors play an important role at the time of purchasing a car.

1) Automobile Loans

All of us need a car but to buy a car we need to obtain financial loan. Automobile Loans are very important source of helping the buyers to finance their cars. An automobile loan route is the direct automobile financing route. Automobile dealership will help you get a better bargaining power with an approved automobile loan. Automobile loan terms can be shorter or longer. If you go for a higher car loan term you will have to pay a high interest rate and vice versa. Since the car dealers have access to multiple financial institutions you can be assured a low interest rate.

2) Automobile Insurance

It would always be advisable to have an automobile insurance if you own and have a car. All you have to do is apply for an automobile insurance and pay the premium to the insurance company once a year. If you meet with a an accident, damage your vehicle and spent lots of funds on its repairs all you have to do is just inform the insurance company and get all your money back. A car dealer will help you with the service of automobile insurance.

3) Automobiles refinancing

If you have a poor credit history you can submit your application to the automobile refinancing. Your poor credit scores can make you to pay a much higher rate of interest on the loan. One does not need an appraisal for refinancing the automobile loan. You also need to make a note of all the reasons you need to refinance. Consumers who do not pay enough attention to the automobile financing can encourage trouble and might have to pay a higher interest rate. Automobile refinancing is seeing a boom mainly on account of the lowest mortgage rates in 45 years.

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Travel Options While Vacationing in Mexico

Travel Options While Vacationing in Mexico

Vacationing in Mexico is something that many individuals, families, and couples do. If you are interested in or you are planning on visiting Mexico, you may have to find ways to travel. Unless you are staying at a beach resort, spa resort, or golf resort, it is likely that you will want to get out and see everything that Mexico has to offer. If you plan on traveling while on vacation in Mexico, you have a number of different options.

Perhaps, the most preferred method of travel is driving. Most individuals fly into Mexico; however, some drive. If you drive into Mexico, it is likely that you would want to use you own car to travel. Driving in Mexico is not as hard as many people expect. The main thing that you need to be concerned with is the documents and insurance that is needed to drive in Mexico.

If you are planning on using your car to travel in or around Mexico, you will have to file for a vehicle import permit. These permits can be obtained before you leave for Mexico or your can obtain them as soon as you arrive. Vehicle import permits are important because without one you could be incarcerated, fined, or have your vehicle impounded.

In addition in acquiring a vehicle import permit, you will also need to have car insurance. Unfortunately, too many individuals believe that their current car insurance policy will cover their Mexico vacation. In most cases, this is not true. To obtain car insurance while in Mexico, you will have to find a Mexican auto insurance company or one that operates on an international level. When first scheduling your Mexico vacation, it is advised that you obtain auto insurance for your trip.

As previously mentioned, not all travelers enter Mexico by driving themselves. If you choose to fly into Mexico, you can still use road travel to get around. A large number of tourist make the decision to rent a car. In Mexico, car rentals are a cheap and fairly easy way to travel.

Similar to car rental policies in the Untied States, you must be at least twenty-five years old to rent a vehicle. Other requirements may include, but are not limited to, having a valid driver’s license and a current auto insurance policy. As with driving your own vehicle, you may need to obtain auto insurance from a company in Mexico.

Traveling by train, in Mexico, can be an amazing experience. In addition to getting to your destination, you will find that a train ride is a great way to see all that Mexico has to offer. Traditional train rides can take you from one destination to another. In addition to traditional train rides, you will find that Mexico offers a number of train tours. Similar to boat tours, these tours are a great way for you to sightsee while traveling to another part of the country.

In addition to car rentals, driving yourself, or taking the train, you can also travel around Mexico by taking the bus. In many areas of Mexico, traveling by bus comes highly recommend. Buses depart from popular Mexico vacation destinations, often, on an hourly basis. Buses are available throughout Mexico, even in vacation destinations that are not as well-known or popular. No matter where you are located, it should be possible for you catch a bus.

Traveling by car, bus, or train is often viewed as the only ways to travel around Mexico. It may also be possible for you to travel by boat. The only downside to traveling by boat is that you are presented with a limited number of travel options. If you are interested in traveling from one coastal city to the next, boat travel may be a great way to get to your next destination.

Whichever method of travel you select, you should be able to get to your next stop. By selecting the proper method of travel, you may be able to see amazing historical sites along the way.

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How To Find Affordable Automobile Insurance In Tennessee

How To Find Affordable Automobile Insurance In Tennessee

One of the easiest ways to find affordable automobile insurance in Tennessee is to purchase only the state’s minimum car insurance requirements, also referred to as liability coverage. That is, if you can swing it. In Tennessee, those requirements are as follows: $10,000 for Property Damage Liability, $25,000 for Bodily Injury Liability per person and $50,000 for Bodily Injury Liability per accident. By purchasing no more than those amounts of coverage, you’ll most likely find cheap car insurance in Tennessee.

If you choose to obtain cheap car insurance in Tennessee by means of purchasing auto coverage that handles only the state’s minimum car insurance requirements, your premiums may still vary from your neighbor’s. This is due to individual factors auto insurers use to determine your rates including gender, age, credit score, driving record and the type of vehicle you drive. However, paying for the lowest amount of coverage allowable still means you’ll most likely pay the cheapest Tennessee auto insurance rates for you.

Obtaining affordable automobile insurance in Tennessee through the state’s minimum car insurance requirements provides the least amount of coverage. Trying to purchase auto coverage to satisfy only the minimum requirements causes other problems to arise. You see, not everyone is eligible to purchase basic liability car insurance. For example, if you financed your car through a bank or another lender, you may be required to purchase full coverage car insurance. Once you own the vehicle outright, however, you can enjoy cheap car insurance in Tennessee by switching to the state’s liability insurance requirements.

Remember, Tennessee’s basic liability coverage protects just that – your liability. You’ll only receive collision and comprehensive coverage if you purchase some sort of “full coverage” policy. If your budget or loan situation demands it, purchasing Tennessee’s minimum car insurance requirements in order to obtain affordable automobile insurance in Tennessee is ideal. You can always upgrade to a full coverage insurance policy when you’re ready.

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Tools Women Can Use to Impress Their Auto Technician

Tools Women Can Use to Impress Their Auto Technician

Trust, reliability and good communication are not just key ingredients to a healthy and successful relationship with your significant other. They are also instrumental to a balanced and sound relationship with your automobile and its technician.

At some point in a vehicle’s life, most women will have to take their automobile to a repair shop because it has, unfortunately, let them down.

AAA, North America’s largest motoring and leisure travel organization, is helping women motorists jump-start their awareness in automotive maintenance with a checklist they can use to boost their car care confidence and automotive self-reliance.

“If women put off visiting an auto repair shop because of fear, it could be a recipe for disaster,” said John Nielson, director of AAA’s Approved Auto Repair program. “The more you know about your vehicle and how it operates, the better.”

AAA offers the following tips for women:

* Become familiar with your automobile’s maintenance schedule. This information is provided in the owner’s manual of your vehicle.

* Don’t wait for your car to break down to identify a repair shop. Be proactive and research where you want to take your vehicle when it’s time to be serviced.

* Gather recommendations and opinions from friends and family about auto repair shops. This will help streamline the decision-making process.

* Check with local consumer agencies to identify if the repair shop in question has any unresolved disputes.

* Find out if the shop employs ASE certified automotive technicians that are experienced working on the type of car you own.

* Select an AAA Approved Auto Repair facility. These shops undergo an extensive investigation before being allowed to enter the program and AAA is confident that they will provide competent and professional repairs.

* Communicate your vehicle’s symptoms effectively by using simple everyday language or demonstrating the problem during a test drive with the technician.

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How To Choose The Right Automobile For Your Family

How To Choose The Right Automobile For Your Family

In this day and age most families could not fathom doing without the convenience of an automobile, which makes the buying process an important one. When attempting to choose the right car for your family, it’s important to consider a variety of factors that will help to make sure your ride is a smooth one.

First and foremost, you will need to ensure that your family’s automobile is a safe one. As a consumer, you can check the results of government crash test and/or safety ratings online or by asking your local dealership for further information. If purchasing an SUV, for instance, it may be especially important for you to consider the rollover capability. If you are like most, you will also find it beneficial to learn how the automobile held up in crash test ratings.

If you have children, interior space is likely to be a priority on your list of auto amenities. Whether it’s storage space for toting sports equipment, musical instruments for band practice or just a little extra room for a special trip to the toy store, it’s a good idea to consider comfort in terms of available space, movability and leg room.

Whether you are purchasing a new or used automobile, a warranty is an important consideration. New vehicles typically come with a manufacturer’s warranty, while previously owned automobiles may have a portion of the manufacturer’s warranty remaining or possibly even one that is offered directly from the dealership. If the original manufacturer’s warranty has expired, there may be an option of purchasing an extended warranty from the manufacturer upon request. This is typically only available on newer model vehicles, but it is a consideration for those investing in a previously-owned ride.

If you purchase a used automobile, it’s advisable to ask the seller for the VIN number and/or Carfax report. If the dealership or private owner doesn’t have a Carfax report, you can obtain one yourself using the VIN number. This information is helpful in determining the vehicle’s actual mileage, accident record, service or repair history and more. Additionally, a Carfax report can let you know whether or not the automobile has ever been involved in a recall and/or reported as stolen, both of which are important to know when choosing a vehicle for your family.

For new cars it is possible to request to see the invoice for the car, which will tell you how much the dealership had to pay for the vehicle at their wholesale cost. Many car dealers will bargain to a price within a thousand dollars or so of this invoice price if you negotiate with them. This of course doesn’t apply to some companies like Saturn, which does business at sticker-price only.

Be aware that any “factory rebates” are technically reimbursements from the manufacturer, not the dealer. As such, it isn’t entirely uncommon to be able to purchase a car for BELOW the invoice price if there are a lot of factory incentives available for the model car you are purchasing and the dealer is being particularly flexible on pricing.

Last but not least, the cost of operation for an automobile is a significant consideration when choosing the right vehicle for your family. Gas mileage and the cost of auto insurance are both important in terms of affordability. In general, an SUV uses more gasoline and will carry a higher cost of auto insurance. The age of an automobile also plays a role in the cost of auto insurance, which is typically more expensive on new vehicles than on earlier models.

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What To Look For In A Full Coverage Automobile Insurance Quote In Wisconsin

What To Look For In A Full Coverage Automobile Insurance Quote In Wisconsin

Before you apply for a full coverage automobile insurance quote in Wisconsin, make sure you understand the difference between full coverage protection and liability coverage protection.

In Wisconsin, liability insurance coverage is a basic car insurance policy. The state has minimum requirements regarding liability protection. They are as follows:

•$10,000 of property coverage
•$25,000 of personal injury coverage
•$50,000 of death coverage

These coverage amounts are the most basic liability protection you can purchase in Wisconsin. Yet, many motorists choose to purchase higher amounts in order to ensure they’re more protected.

At the same time, many drivers opt to purchase what is known as “full coverage” insurance. Full coverage car insurance is best known for having both collision and comprehensive protection in addition to Wisconsin’s minimum liability coverage protection. Collision insurance protects you in the event your vehicle collides with another driver’s vehicle, and comprehensive insurance protects you in the event your vehicle becomes damaged due to something other than a collision with another vehicle, i.e. fire, theft, weather damage.

However, there is no one definitive kind of Wisconsin full coverage car insurance. Aside from collision and comprehensive protection, there are other kinds of coverage you can purchase. For example, you may be interested in underinsured motorist coverage. Wisconsin automatically includes uninsured motorist coverage in your policy; however, underinsured motorist coverage protects you in the event you’re involved in an accident with a motorist who has coverage, but doesn’t have enough coverage.

Another kind of auto coverage option is towing and labor costs. It may not be often that your car breaks down, but this is a handy kind of protection to have around if the inconvenient situation ever arises, as is rental reimbursement coverage for when you need to rent a vehicle while yours is being repaired.

You may also want to consider purchasing protection for your vehicle special features such as your sound system and your audio cassettes and compact discs.

EZQuoteGuide.com can provide you with free and instant full coverage automobile insurance quotes in Wisconsin.

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Advantages Of Leasing A Vehicle

Advantages Of Leasing A Vehicle

There are a number of reasons to consider leasing a vehicle and, of course, a number of reasons to consider buying a vehicle. These reasons are very different from one another because, naturally, buying a car is significantly different from leasing a vehicle. For the time being, the attention will be focused on the advantages of leasing a vehicle as it stacks up versus the other options of automobile purchasing and ownership.

Some of the potential advantages to leasing a vehicle include:

Lower Monthly Payments

Leasing is broken up into payments of the car or truck that you are actually using. Your monthly payments are significantly lower, usually around 30 to 60 percent lower, than standard loan payments on a vehicle purchase would be. Length terms are also put on leases, which makes for more access to the vehicle for relatively the same amount of money. On top of that, you have the ability to drive a different car every two or three years, depending on your overall lease agreement.

Less Headaches Related to Maintenance

One of the biggest headaches when it comes to car ownership is the repair bills incurred. With leasing an automobile, however, the terms of the lease typically match up with any manufacturing warranty coverage. This is an easy way out of major vehicle repairs, as the lease runs out right at the moment engine parts run out of warranty coverage and it becomes the manufacturer’s problem, not the driver’s.

Less Cash Upfront

A lot of lease agreements these days ask for very little cash upfront to secure the lease. This makes getting into a new car incredibly affordable and frees up valuable cash for other purposes than securing a vehicle. Lease agreements may suggest that you make a down payment or trade in your own vehicle. This will result in the lowering of your overall monthly payment amount, which is always good news for leasers.

Lower Taxes

In most locations, you don’t have to pay the full sales tax on the vehicle in a lease agreement because you aren’t paying for the whole value of the car. You would only face taxation on the portion of the vehicle you use during your lease or the amount of cash you paid during the terms of your lease. The tax is spread out into easy payments, therefore, and is paid alongside the monthly lease payments instead of being paid all at once. This is how most agreements work, but not all. Check with your lease agreement for more information on taxation.

Less Hassle

Instead of fiddling around trying to sell your old used car, you simply bring it back at the end of your lease agreement and pick up a new lease model. This takes the headaches and hassles away from selling your own automobile and, instead, puts it in the hands of the experts.

Gap Coverage

A final note about leases pertains to gap coverage on insurance policies. Most leases automatically include gap coverage in case the vehicle is stolen or wrecked in an accident because it leaves the manufacturer and leaser in the clear. This prevents the leaser from owing more than the vehicle is worth. In the case of most vehicle loans, this coverage is not included and car owners are on the hook in the event of accidents or theft in most cases.

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How to Lower Your Auto Insurance Premiums

How to Lower Your Auto Insurance Premiums

People invest a good share of their hard earned money on material assets such as house, automobile etc. So it is quite essential to secure these things and therefore get them insured. Auto insurance is akin to health insurance. Just as the latter compensates for any attack on one’s health, similarly the former reimburses for any damage to your vehicle and also for its loss. With the aid of auto insurance you can keep your car in a good shape and even by a new car in case your insured car gets stolen or lost.

There are lots of companies or agencies that offer auto insurance policy. People prefer the policy that provides maximum benefits and demand less premium. The insurance premium of your vehicle is adjudicated by the parameters of safety, repair costs and theft problems etc. So in order to have low premium rates make sure that you consider these crucial factors carefully.

The kind of car you drive or desire to purchase affects the cost of coverage for any physical damage happening to it. Insurance companies (such as CLEAR or Canadian Loss Experience Automobile Rating) analyze a vehicle in terms of its safety records and wear and tear expenditure. If the repair and replacement chances and so expense is quite high, you are required to pay a good amount of premium for your mode of transport. The premium for the cars that have a good design, are carved in a manner that there are less chances of its being stolen and also run fewer risks of damage or impairment is significantly low. So if you really crave for low premiums, be prudent in your choice of vehicle. In case of purchasing a car, try to go with one that has a good efficiency and built, perfect design and that fetches you least trouble.

Besides the physical and mechanical features of the automobile, the amount of attention you pay to it contributes greatly to its insurance and your happiness. In other words it is very essential for the car owner to prevent it from theft as much as he can. Make sure that the locks of your car are working properly especially if it is an old car. In 2000 CLEAR had revealed that old cars were more susceptible to theft than the new ones. It can be because of their debilitating physical condition and lack of heed people pay to these cars.
Alongwith this it is also very important that you drive your vehicle safely and maintain it well.

Apart from these, one who seeks to take an automobile insurance should compare the policies of different companies, make a complete survey of the market first and then decide which policy to take.

For more information about points that should be borne in mind prior to purchasing a vehicle, you can contact the Insurance Bureau of Canada. At the end what is to be considered is the fact that lower claims entail lower premiums and if the car that you desire has a negative record you will definitely end up paying a good amount for it. So do think of the safety, damage and repair costs and also the theft issue regarding in context of your coveted car.