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General

Who Are Business Angels?

Who Are Business Angels?

Business Angels are people who like to invest in struggling businesses which they think have a good chance of making it in the business with some financial backing as well as businesses that are just starting up. These businesses will need help financially to start-up with the purchase of stock and equipment.

Business Angels usually come from an entrepreneurial background and therefore know the troubles you may go through and that finance is one of the most important factors in any start-up business and especially in a business that is struggling financially. A Business Angel will usually only offer financial backing if they think your business stands a good chance of succeeding.

The amount of finance they offer you depends on the business plan you put forward. They will need to see every little detail of your business from who your suppliers are and how much they charge to how much you offer a product or service at. They will want to see all your ingoing’s and outgoings for the last year if your business is struggling. If it’s a new business venture you’re trying to gain finance for, you will need a good plan showing the revenue of the business over the next few years as you see it.

A Business Angel can offer from £10,000 to £75,000 to help regenerate your business or get your business off the ground. Some Business Angels may be willing to work as an Angel Syndicate and can then offer from £100,000 to £250,000. The average amount a Business Angels invests in a company is around £75,000. All Business Angels want a good return on their investment and this is often done by their high percentage share of your business which they get back at a much higher price in a few years.

There is a difference between Business Angels and Venture Capitalists this is that Business Angels take less control of your business they don’t usually want the bother of a director’s or management job and would rather invest in your business and give you some advice if you need it. Due to this, their investment decisions are usually a lot quicker than Venture Capitalists.

Whoever you get investment from whether it be a bank, a loan company or a business angel you will need a well planned and thorough business plan. Your business plan will show what your intended goals are and any ideas you have for the future as well as the planned income of the business for the first few years. Every business plan should be regularly updated to keep up to date any changes with the business internally or externally and also any new pointers you’ve put in place.

Not only will you use your business plan to help secure business finance from a Business Angels but also it will help you run your business more effectively and efficiently. So why wait if you’re looking to raise finance for your start-up or struggling business contact a Business Angel today for financial help and advice.

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General

Florida Sport Fishing: The Ultimate Fisherman’s Paradise

Florida Sport Fishing: The Ultimate Fisherman’s Paradise

Most sport fishing enthusiasts know that Florida is the place to go to in order to experience some of the best fishing in the world. With fantastic weather and an abundant and diverse marine life, you will see that sport fishing here is not only fun, but also an adventure.

Every year, thousands of sport fishermen go to the hotspots of Florida, such as Fort Lauderdale, the Florida Keys, Miami, and just off the coast of Cabo San Lucas. In Florida, you can expect to have a great time fishing as you will definitely be able to catch a big one and really test your skills and strength as well as knowledge in big game fishing.

There are various types of sport fishing that you can do in Florida. Thanks to the abundant and diverse range of fish species in the Sunshine State, you can be sure that you will find the right charter for you.

The type of sport fishing in Florida will include:

• Sailfish
• Evening Swordfish
• Tackle Sport fishing
• King fish
• Blackfin Tuna
• Snapper
• Wahoo

You will see that these species are the most sought after fishes in Florida and you will be able to find it in some of the popular fishing spots in the state.

In Florida, you will see that there are quite a lot of regions that you can go sport fishing in.

Each region will have a variety of beaches and coastlines. Some are great for expert fishermen, while there are also other fishing spots that are ideal for beginners. The great thing about these locations is that it will be able to offer great and unspoiled view of nature.

You can fish in Pensacola, Fort Walton Beach, Panama City, Tallahassee, Suwanee, Cedar Key, and much more locations in Panhandle and Northwest-Big Bend.

In Central Florida, you will be able to have a chance to fish in Winter Haven, Belle Glade, as well as in Orlando.

Key Largo and Key West are also popular fishing destinations in the Florida Keys region.

Other locations are Daytona Beach, Vero Beach, Cocoa Beach, Miami, Fort Lauderdale and a lot more.

Because of the popularity of sport fishing in Florida, you will see that a number of sport fishing tournaments are held every year. If you think that you have what it takes to beat the pros, then you might want to try and join some of the tournaments, such as the Islamorada Sailfish Tournament, Florida Billfish Masters, Bahamas White Marlin Open and a lot more.

If you forgot some of your baits and tackles, you will see that there are quite a lot of shops that specializes in sport fishing in Florida. Here, you will be able to find lures, and baits as well as other equipments for various types of fishing.

These are the things that you need to know about Florida sport fishing. As you can see, this state is indeed a state where fishing is everywhere. So, whenever you are planning your next fishing holiday, you might want to consider Florida as one of your choices of destinations.

In Florida, you will not only enjoy the great beaches, but also have a chance to take on the big game fishes and see if you are skilled enough for fighting some of the largest game fishes in the world.

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Real Estate

Check Out These Real Estate Tips If You Are Thinking Of Selling

Check Out These Real Estate Tips If You Are Thinking Of Selling

Selling a piece of real estate is a big job. It is not one to be taken lightly. The sellers who get the best prices for their property are those who thoroughly prepare themselves before entering the real estate market. This article will share a few handy tips for getting the most out of the real estate selling process.

Make sure that you do something to distinguish your house from all of the houses on the block. You want to have something unique that will attract more people so the chances of you selling would be higher. A new roof, high quality windows, and great landscaping are all great ideas.

When selling a house, empathy for the buyer can be a very effective tool to seal the deal. Put yourself in the buyer’s shoes and think about what you would like to see if you were walking into the home. Create the lighting and aromas that would entice the buyer into purchasing your home.

When selling, keep your house staged in a ready state to attract buyers. People want to be able to imagine themselves in a home when they are considering buying. A warm home still filled with pictures, and furnishings will allow the prospective buyer a chance to see their items in place of yours. A cold, empty sterile property is not an inviting place to live.

Give your home some curb appeal. If you are selling a home, it is important that it looks good, not only on the inside, but on the outside as well. Make sure that it catches the eye when a prospective buyer drives past it. The house itself and the lawn should be pleasing to look at.

It is better to sell your house using a real estate agent. It could save you some money if you sell on your own, but it will most likely take you longer since your information will not be available to other buyers or real estate agents. This means that you might be missing the one buyer that absolute loves your home.

Many studies have shown that a goal that is written is more likely to become a reality. When buying or selling a home, take a minute to write down the goals that you have. Set a budget and a schedule to work with and you will find it quite helpful in either side of the market.

When your house is on the market make your beds, and pick up the toys every day. You never know when a last minute showing might be scheduled, and that person could be the person who buys your house. Be ready on a moment’s notice, and you’re more likely to show your house to a greater number of buyers and sell quickly.

More often than not, a seller who makes an exceptional profit turns out to be one who was well-educated and well-prepared for the real estate selling process. A solid grounding in the basics of the market, as well as some advanced tips, can protect sellers from being taken advantage of and ensure greater profits in their sales.

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Movie & entertainment

Great Money Saving Tips

Great Money Saving Tips

Everyone wants to save money, but no one wants to change his or her lifestyle to do so. Many people think that the only way to save is to go without; Give up eating out at restaurants, stop going to the movies, stop shopping, etc. This is not the case! It is very simple to still enjoy going out, as well as save money. You just have to find ways to spend less while going out. Here are some examples:

When going to a restaurant:

· Always use coupons! I can’t stress that enough. There are many ways to find them. The Sunday paper usually has coupons for a few restaurants. Many restaurants send out coupons in the mail hoping to get you to visit them. The Entertainment Book has coupons for many restaurants. The restaurant’s own website might have a coupon that you can print out and bring in. Sometimes you will find coupons in their take-out menu. You will be able to save a few dollars just for taking a few seconds to look for a coupon.

· Share a meal. If you’re going out to dinner, many times you can get away with ordering one main course and an appetizer or salad and sharing them with your partner since the portions are so large. By splitting them, you will save a lot more then if you had each gotten your own meal, plus you will get more of a selection since you’ll get to taste both an appetizer and an entrée.

When wanting to see a movie:

· If you want to go to the movies, consider going during the day, or in the early evening. These are all considered matinee showings, and you will usually pay about half of the price you would pay at night! It doesn’t sound like that big of a savings, but if you go to the movies just once a month, you can save $54 a year per person. You’ll save even more if you go more often!

· If you want to save even more money, you can rent the movie once it goes to DVD. Many websites will allow you to buy packs of 10 DVD rentals, and you will end up saving anywhere from $0.50-$1.50 per rental! This can really add up. If you rent one movie per week, you can save up to $78 a year! Also keep an eye out for coupons that allow you to rent one and get the second free.

There are many other simple things you can do to save money when going out to enjoy different forms of entertainment. For other tips like the ones you just read, see the website below.

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General

How To Get Your Horse To Obey You and Look To You For Instruction

How To Get Your Horse To Obey You and Look To You For Instruction

In the animal kingdom there is a pecking order. Richard Shrake points out that it’s a lot like the military. He ranks in the pecking order go from General down to Private. The General will get first pick of the food, decide where to go and when, and so on.
The “second in command” will act just like the General but he won’t pick on the General because the General dominates him. This string of command continues all the way down to the bottom of the pecking order. Any time a new animal comes into the group then the pecking order shifts. Knowing this information, you can use it to your advantage. You can make yourself the leader in the horse’s eyes. He’ll look to you for instruction. He’ll obey you.
If you have a dominant horse it will be instinct for him to let a more dominant being make the decisions. In this case the dominant being will be you. You will become leader by using your body language to show you are confident. Being dominant doesn’t mean you’re being aggressive.
On the other hand, if your horse is the General, you may have to be more assertive. Make sure your horse doesn’t think you’re a threat. It’s easy to come across as threatening when you’re being assertive. If your horse feels threatened he’ll fight back and you can’t win. And if you are doing horse training, you will find it hard to get results.
In the wild, dominant and aggressive horses will make their bodies tight and make sudden moves with fury while getting into the other horse’s space. The weaker horse will concede and move out of his space. Think of it as the General screaming an order and the Private is obeying.
Slow movements tend to draw one horse to another. Horses express calmness with relaxed, slow steps. This is how they welcome other horses in their space.
If a horse is trying to show you he’s the General you may see a clamped-down tail with pinned ears. To get him to accept you as the General you will move him out of his space. You do this by matching any quick moves he makes with your own quick moves. The trick is to make the first strike before he does.
One way to do this is with a quick arm movement towards him – almost like you’re violently shooing away some pesky flies. Also, you can use an aggressive tone of voice towards a horse if he’s being aggressive.
How can you tell if he’s conceding to you? If he turns his head or drops it, relaxes his tail, begins chewing, or takes a deep breath, then that’s how you know. If any of these happen he’s saying, “Okay, I’ll do what you say because I want to listen to you.” Pay attention to these clues that tell you your horse is in the Private mode (the follower) instead of the General mode.
When you go into the round pen to work with your horse first check to see how he responds to you. If he rubs his head on you or swings his rear end toward you then he’s challenging your position in the pecking order. If you’re with a horse that’s not dominant you want to make sure he has confidence. Thus, be very careful not to be threatening.

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General

Buying An Abstract Painting

Buying An Abstract Painting

You may be mistaken in thinking that buying a piece of abstract art would be a simple thing to do. You just select the work you want… and buy it!

The truth will creep up on you as soon as you look at the first painting “it is not quite the right one, so I will look for another”.

Here is the first realization – and question to ask yourself – why exactly is this piece you are looking at “not quite right”? The answer can be manifold:

1. It includes a colour I do not like
2. I am not sure it will go with another item in the space I would like to place it
3. A slow realization that a certain personal undesirable association is being emitted from the painting
4. It looks great but I am not sure it will fit the space
5. It is just right but the price is a little bit more than I wanted to pay… and the list goes on.

Although I do not have all the answers I will endeavour to reveal, from my own personal experiences, a few solutions.

So, you see a picture you like but the colour combination is wrong. Put simply the thing to do is to contact the artist and tell them your dilemma. You will find that some of them will either be able to reproduce a similar work in the colours you prefer, or they will be willing to notify you when and if they produce a work that might be nearer to the colours theat you require.

If size is an issue then I would advise the same as above – contact the artist and tell them the problem. I believe you will receive a similar reply to that which I have written above.

Make sure that when you do make a purchase that the artist is offering a return policy. I have a ten day return policy which means that if you buy a painting and hang it in your space – if within ten days of purchasing it you become uncomfortable with it for any reason and you cannot live with it, then you may return the piece and your money will be returned. An important point here worth mentioning is the fact that you have made certain decisions on buying this piece of work, therefore it is worthwhile mentioning it to the artist which will enable them, if they so inclined, to produce a work that has omitted the undesirable entity. This way you may well end up with a work that will be of greater value to you – having communicated your dilemma.

Price can be a tricky challenge – but many artists offer different ways to help you buy the piece you want. If, for instance, the piece you like is too expensive for you then you have a number of choices. Perhaps the most preferable choice is for you to negotiate the price with the artist. However, please bear in mind that the artist has produced a totally unique painting – there is nothing like it in all the world! Also spare a thought for the fact that the artist will have spent time struggling to get the work out onto the canvas. A well known saying is that a piece may well have taken only a few hours to produce, but you should also take into account the years the artist has been at work – so if someone says to me “it can only have taken you three hours at the most” I reply “no… it has taken me FORTY YEARS and three hours!” If you keep these in mind then negotiate with what you might see as a realistic price for you and a price that will have taken the above into account for the artist.

Some artists will not barter prices – but they may be willing to sell you the work if you pay by installments. You have to ask yourself here “Do I REALLY want this piece?” If you answer yes then you will find the money… because you want to – you want the work.

Let us say that you see an artists work – you love the style – you would very much like to have a painting on your wall… but you see nothing that grabs you. Try contacting the artists and commissioning them to painting you a picture… this way you may be able to influence the end result by instructing the artist to use certain colours, or specific shapes. Or if they are not inclined to work that way then they might put you on their mailing list that will inform you when their latest piece is about to go on show – you will be offered “first refusal”.

One final thing worth mentioning is the fact that a growing number of artists are making their works available as high quality giclee prints. These reproductions are very close to the original work, and some of the reproduction houses actually ensure that every brush stroke has the appropriate texture and “feel”. So in many ways you could purchase a work that is almost identical to the original piece except for one very big fact – the price of the print. The print will be of a limited edition, making it a collectible investment – and it will have been checked, numbered, and signed by the artist.

If none of the above proves to be useful to you then the simplest thing to do is contact the artist and just talk to them, tell them what you think of their work, what you are looking for – anything… just communicate with them, and I think you will find that you will not only buy yourself something that you will love and cherish … but you will also bond with the artist themself in a way that you could never do if you walked into a place selling paintings and chose a piece hanging on a wall.

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General

Largest Online Sports Betting Portals

Largest Online Sports Betting Portals

Sports betting has been one of the fastest growing gambling industry today. The appreciation so as the popularity of sports betting is enduring and was intensified with the advent of the internet, which brought out several new opportunities for the gamblers. Well, in today’s highly technological world, hundreds of sports books or bookmakers are operating online, accepting wagers from bettors around the world. Many of them are claiming to be the largest online sports betting sites, but only few have succeeded in drawing the interest of bettors from different areas in the world.

Now if you haven’t experienced yet how it feels to be betting on sports online and if you are looking for the largest online sports betting companies that may offer you the chance to bet on your favorite team safely and easily, then don’t worry because I’m here to help you find them. I have actually stressed below three of the largest online sports betting sites that you might be interested in. Here are they:

Sports.com

Sports.com has long been considered as one of the largest online sports betting sites since the year 1996. One of the reasons that Sports.com has been deemed as such is that they offer bettors the chance of betting on a great selection of sports alongside some fantastic promotions and great deals. Aside from this, Sports.com offers one of the largest online sports betting services including a wide array of global sports and fantastic betting odds. They use the very latest technology and software to guarantee that all of their customers obtain the highest levels of security and absolute privacy when they bet on sports with them. What’s more, this one of the largest online sports betting sites offers the best in customer support. So when you have questions in mind relating to the site or the betting services they offer, don’t hesitate to ask help from their customer help staff for they might be pleased to respond to your online betting queries.

TheGreek.com

The Greek Sports Book at TheGreek.com is considered as one of the largest online sports betting sites by players all over the world because they offer the largest selection of sports betting options for the sports betting junkies. Also, as one of the largest online sports betting sites available, The Greek Sports Book gives you the fastest withdrawals in the industry. The payouts are generally processed within 24 hours and you are guaranteed to receive your winnings as soon as possible. And, just like the Sports.com, this largest online sports betting site provides you the high level of customer service from their more than 200 professional staff.

LadBrokes.com

Finally, LadBrokes.com is here to give you one of the largest online sports betting services available for the bettors. This site is actually a bookmaker, and as such they bring you the very best in sports betting from all over the world. They even cover the top leagues and events, making LadBrokes.com truly one of the largest online sports betting sites that are actively operating on the web. And, whether you are a sports bettor or just like to have a bet on a major sporting event, you can check the latest odds and lines for the best bets available just at LadBrokes.com.

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General

Secured business loans: before you take that big business leap

Secured business loans: before you take that big business leap

Business loans form a significant part of lending industry. With so many people applying for business loans, you must be wondering how many of them actually get them. The increase in amount of business loan every year shows the swelling in approval rate of business loans. So, what are your chances of getting business loans? I say, attach a security to business loans and your chances are bright. Secured business loans are loans for specific purpose namely business. There is no better terminology for business loans with opportunity.

Before you apply for secured business loans check out you borrowing capacity. Every business is different which means there will be no universal method to know the cost and therefore budgeting is important. This enables you to deduce whether you can afford secured business loan or not.

Tuck in those documents! Generally a secured business loan borrower would require few of the documents for approval. First and foremost is the business profile – discussing the nature of business, annual sales, length and time of business ownership. In case of new business you would require to project the loan plan and how the business would be successful enough to pay back the loan. For secured business loans the loan application will also include a loan request. This will include the type of secured business loan required, the amount and the purpose (how the funds will be used).

Secured business loans is secured details about collateral will be integral. The collateral and its details, equity available, equity in the business, borrowed funds and existing cash should be included in details of collateral. Along with collateral you would be required to provide financial statements for yourself and your business. Be ready with personal and business financial statement for three years and current financials statements. With secured business loans you will be asked for owners, partners, officers, stockholders with more than 20% of etc.

A lender looking at your secured business loan application will search for repayment. A borrower can provide a brief repayment statement which includes sources, cash inflow and other information to support it. With secured business loan you are providing collateral which will mean an additional form of security for the lender. This the lender will certainly like! He will have additional repayment to fall back on when you don’t have required funds to payback the loan. Both personal and business assets can act as collateral for secured business loans. If the business loan borrower does not have collateral he should have co-signer who should have collateral to pledge. In a secured business loans application, collateral will be the second most identifiable source of loan repayment after business cash inflow.

A lender will inquire whether your personal or business credit is good or not. Get your latest credit report and make sure it carries accurate information. As you have applied for secured option it means that you would have better choices. However, credit score will modify the interest rates you get for secured business loans. With bad credit score you will be paying higher interest rates as compared to ones with perfect credit.

While preparing to get money it is important to see your financing options. There is both a financial and emotional component while borrowing secured business loans; your property is at stake. Make sure you are ready for it. Then do some market research. Take it as a test where you have to get the best grade. You would probably not start a business without researching the market; make sure you follow this rule while settling on secured business loan. Yet do remember that time is money. And don’t waste too much time in settling on the option.

Every big business starts out small. Secured business loans are in fact the first thing that comes to the mind and provide fundamental opportunity when one is raising money for business and can provide to those who are to those who are looking for funds for business purposes. Secured business loans are what you need when you are looking for business loans with security.

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General

What is the Thai Lotto?

The Thai Lottery is Thailand’s official national lottery. Drawn twice a month, it is one of two forms of legalised gambling in the country. It is extremely popular among tourists and residents alike. The prize money is huge and is calculated based on a number of factors. The lottery draws are free and are conducted by volunteers.

The lottery is free to play, and the results are published at 5pm on the day after each holiday. However, the Thai lottery is still rigged. Under the current military government, the lottery is primarily used to boost the charisma of the current head of state, Gen. เลขหลวงพ่อเนื่อง . The lottery is also used as a method to keep the military regime in power. The National Council for Peace and Order has imposed tight laws and censorship on the media, making it difficult for anyone outside the government to criticize the lottery.

Until the government implemented a new lottery scheme, a handful of brokers controlled the sale of lottery tickets. The five brokers were accused of overpricing and monopolization. In order to counter this, the government introduced a new lottery scheme, increasing the number of lottery vendors and the number of available tickets.

There are two main types of lottery games in Thailand. The government-run Thai Lottery and the Thai Charity Lottery. Each lottery offers different prizes. The government-run lottery is a government lottery, while the charity lottery is a charitable lottery. Each lottery has a different jackpot sum and is taxed differently. In either case, the odds of winning a jackpot are 1 in 1,000,000.

The Thai lotto is a great option for anyone who wants to earn a little extra cash. The lottery is available online, and tickets can be purchased from retail agents or on the street. A little research and careful selection can result in a large cash prize. You may also be able to claim your prize in cash if you buy your ticket for less than 20,000 baht.

If you are new to lottery games, you may be unsure about whether to play the Thai Lottery. It is not for everyone. However, if you’re determined to make a difference, you can win a prize in the lottery. หวยหลวงพ่อเนื่อง can watch the results live online to determine your chances of winning. The website will update the results every 15 minutes.

The next Thai Lottery draw is scheduled for August 16th, 2022. Usually, the results are available before 3 PM, but sometimes it takes some time for the lottery to publish the winning numbers. If you’re unable to wait for the results, you can check the results of the last few draws on the official website and get a direct link to the results.

The Thai Lotter has a long history. It was originally created to help the Thai people during World War I. Its proceeds were used to provide social benefits in the 1930s. They helped fund the Thai Red Cross and other organizations. In addition, the Thai government needed to generate money to meet budget shortfalls and needed to find ways to fund the lottery.

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General

What Should You Look For When Searching For Career Development Programs

What Should You Look For When Searching For Career Development Programs

The computer age has made online career training so easy, you never have to leave your home. There are thousands of different career development programs online today and depending on what type of career you want, you will surely find it on the internet. Many programs provide individual and group options for the career minded and support services are provided also. Many programs consist of career assessment, and job search capabilities, that include career development and life skills. When looking for a career development program, make sure they also provide such services as counseling and job referral and placement help. Having the right skills is vitally important in today’s competitive job market. You are also looking for the best of learning up-to-date career skills that will prepare you for the jobs of today and tomorrow. The career development program you choose should always be updating their programs to reflect the most modern methods used in today’s workplace. You’ll also learn about opportunities in your chosen field and get important tips on achieving your career goals. Many programs also feature “hands-on” experience with today’s technology.

Here are some important things you should look for when choosing your career development program. Make sure the program you choose has everything you want and need to get you on that new path of a new career.

Low Tuition – You can train for a new career at a price that won’t break your budget. Your books, equipment, and learning aids are included in your low tuition price.

Convenience – The lessons and learning aids you need to complete your training are sent right to your home. There’s no commute to classes, no need to rearrange your schedule. Study where and when you choose, and still have time for your family and social life.

Support – Even though your taking your career development program at home, you’ should never feel alone. You should be assured of getting all the help you need from your instructors and consultants. When you have a question, help should be just a toll-free phone call or an e-mail away.

You can train for a new career in your spare time and even earn a Bachelors or Masters Degree online. Whether you wish to further your career in nursing or business management there is a career development program for you. You can earn your high school diploma or anything you can imagine that would further your self improvement. Here are some idea’s that may help you choose whether it will be worth it for you or not. Good luck in your endeavors. Good Luck!

• Career Diploma Courses. Prepare for the career you have always dreamed of like a Medical Transcription, Paralegal, Private Investigation, Veterinary Assisting, Accounting, Interior Decorating, and much more.

• Associate’s Degrees. Psychology, Criminal Justice, Business Management, Accounting, Health Care Management. High School diploma or GED required.

• High School Diploma. Start where you left off in the 9 th , 10 th , 11 th , or 12 th grades. SACS and DETC accredited.